How to Avail Best Online Instant Personal Loan Apps 2021

Money lending apps in India have slowly become popular owing to the many benefits they offer – customized loans, low-interest rates, online credit cards, the simple application process, and 24X7 tracking. Today, multiple instant loan apps in India  offer a fast, paperless, and hassle-free way of getting quick access to funds to achieve a dream or during a financial emergency.

1. EarlySalary

Instant Cash Loan – Into Your Account in 10 mins

A special personal loan app for salaried professionals, this app provides a loan amount up to INR 1, 00, 000 for all your needs. The Pune-based fin-tech start-up also allows you to pay back the loan in easy EMIs within 50 days. Slowly gaining popularity among the young generation, Early Salary raised INR 100 crores in series B funding led by Eight Roads Ventures and IDG Ventures India in January last year. 

Founded in: 2015

Minimum Loan Amount: INR 1000 

Maximum Loan Amount: INR 5, 00,000

Use my referral code on the EarlySalary app & get cash in your a/c the safest & fastest way.

Use my referral code:”fsjcjo”
Download Now


2. KreditBee

insant personal loan app

KreditBee is a Personal Loan Platform for Young Professionals, where they can apply for Personal Loan for Salaried upto ₹ 2 Lakh as per their requirement. The documentation is very minimal, and the entire process starting from registration to disbursement does not take more than 15 minutes. The application process is completely online, and on approval, the cash is immediately transferred to the bank account of the user.

  • Personal Loan upto ₹2 lakh for 62 days to 15 months at 0-2.49% per month
  • Loans range from ₹1,000 to ₹200,000
  • Tenure: 62 days to 15 months
  • I’m sure you’ll love it as well. Thanks to their 100% online loan application process, you can get up to Rs. 1 Lakh credited directly into your bank account!

Just download the app & use my referral code: KRIVPKGSJ to get discount on processing fees while availing loan.

Download Now


3. Cashe

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CASHe is a great way to secure funds during an emergency or financial crisis. All you need to do is download the CASHe app on your phone (Google Play Store for Android users and Apple store for iPhone users), upload the necessary documents on the app; once approved, the loan amount is credited to your account in just a few minutes. You can also transfer a part of your loan amount directly to your Paytm wallet. Do note that CASHe approves loans based on the social profile, merit and earning potential of the borrower by using a proprietary algorithm based machine learning platform.

Founded in: 2016

Minimum Loan Amount: INR 5,000 

Maximum Loan Amount: INR 5, 00,000

Use Referral Code ‘AD0C7BSI’ to get 50% off on One Time Processing Fee in CASHe.

Download CASHe app


4. Slice

slice main banner

Adopt the credit way of life

A simple and free card designed especially for young minds who dare to dream

Buy Now, Pay Later

Never run out of balance. Pay the next month bill for free or convert your bill into installments

Simple & Easy

A card, for curious young minds, which is as easy to understand as Instagram and Snapchat

A Free Card

Zero joining fee, Zero hidden charges and Zero annual fee

Enter my code YODA63897 while signing up and we’ll each get Rs. 500 😍
Download Now


5. TrueBalance

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Get loans for your financial goals

A loan can help you in the times of need, when you don’t have the enough cash, and borrowing money from friends may be difficult. Use diverse loan products based on your needs. You can also view your Credit score for free. Apply for a loan now and, checking your eligibility does not affect your credit score.

Apply through simple steps with 100% online process

Select the loan type based on your need

Fast and secure disbursement

You can also check your credit score for free!

Do you need some money urgently? Don’t Worry!
Apply ‘Welcome Loan’ from Truebalance at an Attractive Interest Rate. No Documents, Processing Fee & Other Charges. After timely re-payment, become eligible for Bigger Loans upto Rs. 50,000/-.


Download and Get Loan NOW


6. QuickCredit

Quickcredit logo

Instant Cash Loan

Get your mini cash loan approved within minutes

If you’re looking for instant cash loan to meet your urgent needs,
We are here! Get loan without any physical verification and
documentation in 1 hour with our AI-based system

Paperless Registration | Quick Approval | Instant Fund Transfer |

Features of Quickcredit

QuickCredit, one app for all your monetary needs. Use my referral code 6RVK17 and get Rs 250 cashback

Download Now


7. CashBean

We, at Cashbean understand your ever-changing needs & uncertainties life can throw at you like, medical emergencies, repairs, travel, meeting cash shortfalls for big-ticket purchases etc & hence we have designed this simple loan product with a loan limit of up to INR 60,000 keeping your needs in mind. Compared to the complicated and long application process in banks & other financial institutions, CashBean as easy as ordering a pizza!

Affordable Loan Amount – Loan for amount as low as ₹1500 Get loan for as lowest amount for your emergency needs

Minimal Documentation – Complete process is online with no physical paperwork

Direct Bank Transfer – Amount directly gets deposited in your bank account

upto Rs. 60,000/-

To get our friendship coupon which is worth up to Rs.1000. Download now, let’s see how much you can get from CashBean!

Download Now


8. CapitalNow

Instant Personal Loan in India

Getting a personal loan is now just a matter of minutes.

Apply for a personal loan at CapitalNow without any physical documentation and verification. We process loan approvals with our cutting-edge AI technology, which makes our services lightning fast and seamless. Our experts are always equipped with the most current and updated technology to run the backend processes and provide your loan in a matter of just a few minutes. Apply for an instant personal loan from home and get instant approval.

At CapitalNow, avail instant personal loan up to 1,50,000, within the shortest time and minimal documentation.

CapitalNow.in, one app for all your monetary needs. Use my referral code DN0ZV5 and get Rs 250 cashback

Apply now


9. Branch

Branch makes it easy for people to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan straight into your bank account.

Access up to ₹50,000 on your smartphone | We designed our loan process to fit your needs and help you grow. As you build credit with Branch, you unlock larger loan amounts.Unlike other lenders, we don’t make you jump through hoops or fill out paperwork. Simply apply through the Branch app and get approved in under 24 hours.

Get a fast, affordable loan with Branch! Get the Branch app. Be sure to enter my promo code krisha3806f to get ₹ 100 in credit after repaying your first loan.

Download Now


10. Smartcoin

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Applying for a Loan on SmartCoin is 100 % paperless. All you need is a SmartPhone and access to internet. Applying for a Loan on our platform takes a few minutes
All you need to do is fill in some details upload a few documents and that’s it. Once you fill in all the details and are eligible for a loan.
You get credited within couple of hours.Now that you have filled all your details and documents.
Repeat loans from SmartCoin take just a few minutes.

Download Now


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